Welcome to EVLiving.com - An eastern phoenix blog !

East Valley is a booming area within the Greater Phoenix region. If you don’t know what this implies, this means that there is always something interesting that's happening! The question is - how do you keep up with East Valley's awesome places and events when there is little information about it on the web?

We asked the same question, and it has lead to the creation of EVLiving.com.

eastvalley

What You Can Expect From The Site

Important News - we don't cover every news that simply pop-up within East Valley. That's a newspaper's job; and frankly, that's a bit boring. We handpick only the most awesome and interesting East Valley news for you.

Big Events - EVLiving.com provides you with the significant upcoming events in East Valley. This ensures that you don't miss anything memorable and exciting.

Awesome Spots - as mentioned before, East Valley is a growing area. There is always a new fantastic spot that's worth your interest. We will give you the details and the location, so you can enjoy and experience East Valley yourself.

ELiving.com is a Eastern Phoenix blog that is truly dedicated to bringing you the best of the best in East Valley. We regularly update the site, thus it is a good idea to give us a visit periodically.



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Advantages Of Mutual Funds

As you look for various options for investing, you might come across this option called mutual funds. Like other investment options, mutual funds have a set of advantages. Take a look at this article to understand the advantages of mutual funds:

Advantages of Mutual Funds:

  1. Mutual funds are handled by professional managers:

Your investment portfolio is taken care of by a fund manager. A fund manager takes the responsibility of the funds and looks into all the investment options. He uses his experience and expertise to figure out which investment options earn you to the best returns.

  1. Your money earns you more money:

The money you earn from interests and dividends can be used to buy more shares of the mutual fund. Thus, the money you invest helps you earn even more money.

  1. The benefit of diversification:

A mutual fund gives you the option to diversify your investments. This means that your money gets invested into hundreds or even thousands of different companies. What it does is that it gives you a safe investment position and reduces the risk of investment. The factor of safety is quite valuable to most investors and hence mutual fund is preferable.

  1. Easy availability:

While there are so many investment options today, most of these are quite complicated. Mutual funds, on the other hand, are easily accessible. These are easily available to everyone. Most mutual funds give you the option to purchase shares in the fund for a comparatively smaller amount.

  1. Affordable:

Most of the mutual fund schemes are designed as to make them affordable even for smaller investors. Owing to the low initial purchases or subsequent monthly purchases, you can start making small investments into mutual funds almost instantly.

  1. Liquid:

One of the best things about mutual fund investments is that unlike other investments where the investment amount can’t be touched for a fixed period of time, you can quickly redeem your shares from mutual investments whenever you want.

  1. Retirement Advantage

Most of the retirement options require putting in a lot of money into the account in order to get anything out of it. However, this is not the case with a Mutual Fund. Mutual Fund schemes allow people to hardly invest much money and to watch it grow over time. This is because of the fact that mutual funds are usually a low-risk option, so the account will surely grow over time. The only downfall to this is that one has to start it early in order to truly benefit from monetary growth over a long period of time. This is why so many people start one once they begin their career or start working their first full-time job.

Use this SBI gold loan EMI calculator to compare and choose the best options for gold loan. This SBI gold loan EMI calculator can be used to get gold loans easily. You can then use this loan to invest in mutual funds.

We hope you found this post useful and informative. If you have any queries or suggestions related to this post or if you want to know about the best mutual funds in India, please drop your comments in the comment section below.  We would be glad to help you out. To show your support, share this post with your friends on social media and elsewhere.

Thank you very much for reading!

Things To Know Before Starting a YouTube Channel

Do you want to start a YouTube channel? In this article, we are going to talk about the things you need to know before starting your own YouTube channel.

1. Do not have high expectations

Before you start a YouTube channel, you have to understand that you won’t be famous overnight. If you think that you will post a video and get thousands of views instantly, that is not going to happen. Your first few videos may not even get more than 10 views. You have to keep posting videos. You have to keep going and one day you will get lucky enough to get your first subscribers. This is the first thing that you need to know before you start  YouTube channel.

2. People are not going to always like your content

One thing that you need to know before putting up your videos on YouTube is that people are going to make fun of you. Even if you are going to keep it a secret initially, people are going to find out about your channel and unfortunately, not everyone is going to like your content. Whether you want them to make fun of you or not, all you have to do is keep up your work on YouTube and do what you love.

3. Track your video’s earning potential

One common advice you will hear from most YouTubers is that you need to enjoy what you do and not worry about your earnings. While this is true to an extent, we all know that it all boils down to getting some reward for the hard work we put into making the videos. So, you might want to know how much are your videos worthy of. Use this tool to get an estimate of how much money you can make with YouTube through your videos.

4. You do not necessarily  have to use a high-quality camera

One of the things that stop people from getting started on YouTube is that they do not have a high-quality camera. Well, it doesn’t have to be this way. You could use your phone camera as long as you get decent videos and your content is unique and original. With time, as your channel grows and you garner enough money, you could invest in a high-quality camera.

5. Do not be harsh on yourself

When you start filming yourself, there is a chance that you wouldn’t like hearing your own voice or seeing yourself on the video. Most people are self-conscious about their appearance and this can be problematic if you are going to create videos where you need to appear in front of your audience. Initially, you are going to be self-judgemental. The thing that you have to understand here is that this will eventually get better and you will start accepting and appreciating yourself no matter how you sound or look.

6. The number of subscribers you gain will fluctuate a lot

Once your videos start getting more views and likes, you will gain subscribers. The thing that you need to remember here is that your journey on YouTube is not always going to be a straight line upwards. There will be times when you get fewer views and likes. At one point, your rate of subscriber growth may get really low. Do not let this discourage you. Let it encourage you to work smarter and create better content.

sole proprietorship
Advantages Of Sole Proprietorship in Canada

Sole proprietorship comes with a host of advantages. Before choosing to become a sole proprietor, it is important to understand the significance of proprietorship. Canada has a friendly business environment which makes it simple and easy to set up a sole proprietorship in the country. Let’s take a closer look at the various advantages of having a sole proprietorship set up in Canada.

1. Low Starting-Up Costs

Setting up a sole proprietorship business in Canada is simple. The costs for starting up are minimal. Most of the start-up costs include buying and setting up expenses for essential items like computer, software, products, etc. Lower taxes and inexpensive registration requirements make business structure one of the best options for setting up a business in Canada. Registration requirements for starting up a sole proprietorship business in Canada include a business license, a certificate of compliance,  a business name and number, tax registration, etc.

2. Tax advantages

There are several tax advantages for a sole proprietor in Canada. The tax rate for a sole proprietorship is lower compared to a corporation. The income of a sole proprietor is reported on a personal income tax return form. Unlike other business structures, a sole proprietorship doesn’t need you to file business taxes separate from your individual return. It saves a lot of your time and money by eliminating the process of filing a separate business tax return. There is no requirement for a Government Sales Tax/Harmonized Sales Tax registration number for your sole proprietorship business until your business reaches $30,000.00 in sales. For information on Harmonized Sales Tax Calculation method, click on this link. In the alternative, you can click here to calculate HST.

3. Control

One of the most beneficial factors of a sole proprietorship is that you get full control of your company. Decisions related to cost and direction of the company is entirely up to you. In addition to this, you don’t have to deal with any co-owners or Board of Directors. Besides, you have the freedom and the ability to sell or dissolve the business at your will.

4. Employment benefits

Sole proprietors can hire employees. This can give them tax benefits from job creation, such as tax breaks. Another employment benefit of a sole proprietorship is that as a business owner you can employ your spouse without the need to formally declare him/her as an employee. A sole proprietorship business can also be operated by married couples. However, the liability in such a case will be born by only one individual.

5. Personal Benefits

There are a lot of personal advantages that a sole proprietor receives. Besides having your decision-making power, you get to control the growth of your company and take it in the direction you want. You have the freedom to work to your will. With the success of your business, you get the opportunity to start other personal businesses as well.

We hope you found this post useful and informative. If you have any queries or suggestions related to this post, please drop your comments in the comment section below.  We would be glad to help you out. To show your support, share this post with your friends on Social media and elsewhere.

Thank you very much for reading!

GST India
Difference Between GST And The Previous Tax System in India

The GST Bill in India had been in the pipeline for quite long. However, it got passed in both the houses of the parliament last year. It got implemented on July 1, 2017.

It has been one of the biggest changes in the tax structure in India and has proved to be beneficial for individuals as well as businesses. For business, it has reduced the burden of multiple return filings and has also eliminated the geographical barriers for trading companies.

Why was GST preferred over other tax structures

GST is based on a dual concept tax system. This system lets both the State and the Centre governments manage, collect and share the tax based on how and where the transaction is done. This is way different than the previous tax regime and it has made the lives of people and small and medium-sized business easier.  Let’s have a closer look at what GST has brought new as compared to the previous tax regime.

  • The previous tax regime in India had different laws for different taxes. The GST tax structure has amalgamated the various taxes and hence today there is just one law.

 

  • The previous tax regime had different rates while the GST system has a single CGST rate and a constant rate of SCST across all states of India.

 

  • The previous tax regime levied heavy taxes on the taxpayer hence putting a lot of burden on him/her. With the introduction of GST, this tax burden has got reduced as all the taxes have been integrated.

 

  • In the previous tax system, some taxes used to be included in the cost because of the presence of cascading effect. With the introduction of GST, the burden of cost has been reduced as the cascading effect has been eliminated.

 

  • In the previous tax regime, the State and the Centre didn’t work together on taxation subject matter. However, in GST both the authorities have been commended the power to make law on GST as the constitution allows it to do so.

 

  • In the previous tax scenario, the tax structure was complex. There were several laws that were to be followed. In GST, the tax structure is very simplified as it is governed by only a single law.

 

The implementation of GST has been one of the best things to have happened to the Indian tax system. This has not only simplified the complex taxation system in India but has also become the reason for the increase in employment in the country. A lot of new jobs and a lot of new tools have been created for the smooth functioning of GST. Among these useful tools and resources is this website www.gstinbharat.com. The implementation of GST has led to increased productivity and progress. Websites like www.gstinbharat.com have helped in speeding up the process.

We hope you found this post useful and informative. If you have any queries or suggestions related to this post, please drop your comments in the comment section below.  We would be glad to help you out. To show your support, share this post with your friends on Social media and elsewhere.

Thank you very much for reading!

Benefits Of SIP in Mutual Funds
Benefits Of SIP in Mutual Funds

One of the most popular means of investment today is the Systematic Investment Plan or SIP. SIP lets the investor invest in small and fixed amount of money into a mutual fund scheme. SIP investment lets the investor invest money at regular intervals of time such as monthly, quarterly, yearly or for a continuous period of time.

The investors’ financial goals can be classified as long-term goals and short-term goals. Short-term goals may include planning a holiday, buying luxury goods, etc. Long-term goals may include buying your own home, buying bikes under 1 lakh in India, supporting children’s future education, planning retirement funds, etc.

Systematic Investment Plan is a wise financial planning instrument which helps you generate wealth over a period of time. You can start an SIP for as low as Rs. 500 per month and embark on your journey of SIP investment. The benefits from the power of compounding are huge and this is one of the reasons why you should consider investing in SIP mutual funds.

Here are some of the major benefits of investing in mutual fund SIP:

1. Systematic investing:

SIPs allow you to invest money into various mutual funds at frequent time intervals such as monthly, quarterly or yearly. The regular investments in mutual funds mean that you do not have to consistently track the market.

2. Good investment discipline:

A good investment discipline is created with regular investing. This ultimately helps you in achieving your financial goals at the end of your investment period.

3.The advantage of compounding

The key to building wealth is to start investing early and to keep investing regularly. A small amount of money invested regularly can grow to a large sum.

The best way to build wealth is to start investing early and invest regularly. Through the power of compounding, the small amount of money invested over a longer period of time can grow to a huge sum by the end of the investment period.

4. Investment in small amounts

One of the best features of SIPs is that it allows you start investing for amounts as low as Rs.500 or Rs.1000 per month.

Tips for Effective Wealth Creation:

1. Use SIP Calculator for better investment

One of the best ways to start SIPs is to use an SIP Calculator. This will not only provide you with the best SIP plan comparisons but will also help you track your SIP investments regularly. Many investors use SIP Calculator for better investment and it is highly recommended that you too start using it if you haven’t already.

2. Use long-term investment plans

SIPs work best for long-term investments. Long-term investors get more benefits than investors who go for short-term investments. If you are looking to garner enough wealth for your long-term goals like buying bikes under 1 lakh in India, you should definitely go with a long-term investment plan.

We hope you found this post useful and informative. If you have any queries or suggestions related to this post, please drop your comments in the comment section below.  We would be glad to help you out. To show your support, share this post with your friends on Social media and elsewhere.

Thank you very much for reading!

How Much Do YouTube Dislikes Matter

If you are a Youtuber, you must have released a video which got an unproportionate amount of dislikes in comparison to your other videos. If you did wonder what that meant, you are likely to find it out here. When a video is disliked it doesn’t necessarily mean that the video is worse compared to others. There could be various other reasons for a video to be disliked.

Some of the most common reasons for people to dislike a YouTube video are –

  1. Because they can

For some people, there are no reasons to like or dislike a video. There are people who dislike anything they come across. It is absolutely useless pondering over the reason for such dislikes. People on the internet have no accountability and therefore it really doesn’t matter if you get dislikes from some people for videos that are interesting and useful for many others.

  1. You can never create a universally appealing video

You might try your best to create videos that do not get many dislikes. However, it is not certain that your videos will not be disliked. However good your videos are, there will always be people who are not the same page. There will be people who disagree. Therefore, you must keep the fact in mind that you cannot create video content that will not be hated and disliked.

  1. People have different opinions

When you create a video about a topic and bring forward your opinion, it is likely that your opinions won’t be agreed upon by everyone. You need to accept this fact and make sure that you are not affected by others’ opinion. However, you can use other people’s perspectives to shape your opinion in a better way.

  1. To tell YouTube about their video content preference

Likes and dislikes on YouTube videos influence what videos you could be watching next. This is a means for the YouTube algorithm to understand what kind of videos you prefer watching. When you dislike a video you signal the YouTube algorithm to stop showing you videos from those categories. YouTube dislikes and likes are one of the best input for the algorithm to learn about your video content preference.

How To Deal With Dislikes

The best way to deal with YouTube dislikes is to stop taking them personally. Ignore them and you will soon get used to them. They are not an attack against your skills or creativity. They do not affect your popularity in any way.

When Dislikes Matter

If you are a new YouTuber and you get a lot of dislikes, you might consider improving your content and continue doing so. Keep track of the ratio of likes to dislikes. Once you build up a good number of subscribers, you need to be careful about your likes and dislikes. If your videos regularly have a like to dislike ratio of 15:1 or similar, and then suddenly it drops to 7:1, you must start taking things seriously.

We hope you found this post useful. Please let us know your thoughts in the comment section below.

Here’s How You Can Protect Your Family From Radioactive WiFi Routers

There are different ways to build an internet network for your home. Wireless connectivity is one of the most common means of connectivity today that is growing popular very fast. One reason for preferring a wireless network over a wired one is that you can use connect your mobile devices to the network from anywhere in the house. While proper installation and configuration of the router is really important, you also need to think about the radiation that the device may cause. Radiation causes serious health problems in humans and therefore, you will have to minimize the harmful radiation and protect your family’s health.

How harmful Is The Radiation From WiFi Routers

Radiation from routers can have a serious effect on the central nervous system. The various other health loses from radiation include headaches, insomnia and fatigue. One major health hazard from overexposure to radiation is cancer.

How You Can Minimize The Radiation and Protect Your Family’s  Health

There are various things that can be done to ensure the safety of your family from this harmful radiations. Here are a few:

  1. Disconnect the WiFi router when not in use

If the internet is no in use, it is advisable to disconnect the router from the power supply. Doing this can drastically bring down the radiation exposure level from the device. 

  1. Place the WiFi router at a safe distance

While having the router at a closer distance can help in better connectivity, you will have to keep your distance as being too close to the device increases the exposure to radiation. Being close to the source signal constantly can increase the risk of getting affected by the radiation which can become the cause of various health problems. Hence, it is advisable to place the WiFi router at a safe distance from you and your family.

  1. Adjust the transmission power of the router

To get the best signal, it is not necessary to put on the most powerful signal level. An average signal level should be enough for a home network. Make sure that the transmission power is set to average. Learn about the various settings of your WiFi router and get control over your WiFi network.

  1. Use anti-radiation WiFi modem antenna box

Anti-radiation WiFi modem antenna box is a box that insulates the radiation from the WiFi router. It not only absorbs the radiation but converts it into heat energy. It is one of the best ways to reduce the effect of radiation from WiFi routers.

  1. Use USB Adaptors

In case you are using a USB Wi-Fi adapter, use it on a USB extension cable. A USB extension cable will reduce your exposure by huge measures. This makes it crucial for you to consider this fact and start using USB adaptors wisely.

We hope you found this post useful and informative. If you have any queries or suggestions related to this post, please drop your comments in the comment section below.  We would be glad to help you out. To show your support, share this post with your friends on Social media.

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Netcut – The Best Tool For Monitoring Your Network

A slow internet connection during peak work hours can be really frustrating, especially when you are working on a deadline project. The same is true while you are sitting peacefully watching your favourite show on the internet or playing your favourite online game. You try to figure it out and eventually realize that your internet connection is being hogged upon by someone.

This is where tools like Netcut come into the picture. You surely do not want your internet connection to be used by others without your permission. Netcut helps you kick out unwanted users from your Wi-Fi network. The tool has a lot of features other than protecting your bandwidth from being overused.

Here are some of the functions of Netcut –

  1. Examine Wi-Fi network and LAN to check all the connected devices.
  2. Discover MAC addresses and IP addresses for devices that are connected to the network.
  3. Cut off any device from the network.

Cutting off the devices from the network will kick them off from the network and they will no longer be able to use it. This way this tool not only helps you manage your network but also makes your network more secure and safe. This tool also lets you resume connection to the devices that have been cut off from the network. This can be done by selecting the device and pressing the resume button in the tool. Let us take a look at the advantages and disadvantages of this tool.

Advantages of Netcut:

  1. This is a free-to-use tool that can be used for your Windows devices.
  2. The tool is easy to use and you do not have to have any technical knowledge to make use of this tool.
  3. Check the internet speed of the target devices.

Disadvantages of Netcut:

  1. The tool uses a user interface which is really outdated.
  2. You need the victim’s MAC address for the tool to work.

Besides these, there are no other limitations of this tool. The installation process is quite simple and hassle-free. This is, in fact, a great way to protect your wireless and LAN network from ARP SPOOF attacks.

Use this free tool to safely browse the internet without worrying about anyone stealing your bandwidth. No longer will you have to worry about slower internet speeds when you have this amazing tool. Stay protected and make the best use of the internet without compromising on speed and connectivity.

NOTE: You can use this tool to cut off any device from the network. However, make sure that you do this only for private networks. To do this for a public network can lead to serious consequences.

We hope you found this post useful and informative. If you have any queries or suggestions related to this post, please drop your comments in the comment section below.  We would be glad to help you out. To show your support, share this post with your friends on Social media.

Thank you very much for reading!

7 Qualities Of Successful Entrepreneurs

Entrepreneurship is one of the most sought-after career options today. There are a lot more people compared to a decade ago who are interested in working for themselves and building something of their own rather than helping someone else build their company. The growing number of entrepreneurs today tells us that becoming an entrepreneur is not impossible for anyone. However, there are certain qualities that you need to nurture in order to become a successful entrepreneur. Here we have listed six of them for your reference.

  1. Patience and perseverance

A successful entrepreneur knows that rejections are a part of the journey to successful entrepreneurship. Failures and rejections should be perceived as signs to keep going in spite of all the setbacks and failures. Learning to handle rejections the right way can make you more patient. Go on with your plans without thinking about the end results.

  1. Have A Clear Vision

One of the most integral parts of entrepreneurship is to have a clear vision. Unless you clearly know what you are going after, you may just waste your time and efforts. One of the essential traits of an entrepreneur is that they know what they are after. This helps them focus their attention on how they are going to get what they want. When you read about entrepreneurial success stories, one thing that you will find common in the entrepreneurs is that they all were visionaries. They had a clear goal in their head and that kept them moving forward.

  1. Focus

The importance of focusing is something every successful entrepreneur knows about. The key to keeping your focus is to have less on your plate. Focus on building one product and making it perfect rather than 20 products that are no better than average. Focus on one industry and do your best to be the best in that rather than focusing on several industries and dealing with them all at the same.

  1. Take risks

Taking risks is inevitable when it comes to building a good business. You have to be fearless enough to risk a lot of things when you really want to create an impact through your business. Surround yourself with people who encourage you and believe in you and you will find that you are ready to take more risks. Always never, growth never happens in your comfort zone.

  1. Practice self-improvement

One of the crucial aspects of entrepreneurship is feedback. You need to always get some feedback on the work you have done or the product you have made to find out what you could do to make it better. Question yourself and keep learning. This is one of the best ways to improve yourself and become a better innovator and a better entrepreneur.

  1. Believe in your idea

You might be doing a lot of things and you might be doing them the right way. But, unless you do this one thing, you could just be wasting your precious time. Believe in your idea, because it is the only thing that can drive you to strive ahead in your entrepreneurial journey.

  1. Be creative and innovative

Entrepreneurs do not wait for someone else to make the decision for them. They begin their journey willingly and they know the hardships they might have to face on the journey. However, their creativity helps them to stay with their idea and work on them. Successful entrepreneurs constantly innovate and this keeps them moving forward at all times. This helps them to find new opportunities for growth and make more profit along the way.

These were some of the qualities that make an entrepreneur. However, the qualities of an entrepreneur are not limited to these. There are innumerable entrepreneurial success stories where you will learn about more of the amazing qualities that entrepreneurs have. These stories not only make you understand more about entrepreneurs they also inspire you deeply.

Fitness Nutrition for Beginners

Fitness nutrition is a huge topic. If you are new to the world of fitness and bodybuilding, the first thing that you have to understand is your body type. We all have different body types and our metabolisms work differently. This makes it crucial for everyone to customize their diet according to their body needs.

One of the most conventional ways of dieting is to have 5 to 6 meals a day, a couple of protein shakes in between and some vitamins. However, this kind of diet doesn’t work for everyone. Some other forms of diets include carb cycling, paleo, intermittent fasting, etc. The majority of the Indian community grows up on carbs most of which comes from rice and roti. If you are an Indian, carb cycling is the perfect diet for you. Carbs are in fact an essential component of Indian bodybuilding diet.

Let’s get started with the basics of diet and nutrition.

When you eat more calories than your body needs you are going to gain weight. If you use up more calories than you consume, then you are going to lose weight. If you stay at maintenance, which means you burn just as many calories as you eat you will stay at maintenance then. Very simple but a concept many fail to remember.

So when it comes to foods and drinks what should you eat and what should you neglect? Well, the simple ones are soda and fast food. You should completely cut out all soda. It is absolutely useless for making a strong healthy body.

fast food

Fast food is packed with saturated and trans fats (which are not good for you) and is very calorie-dense. Fast food should be completely avoided. The occasional burger is not going to kill you, but this should not be something you are having on a weekly basis nor should it be apart of your diet.

Soda is very harmful to your body. It is very calorie-dense, doesn’t add any nutritional value to your body and is dumping massive amounts of simple sugar into you. Soda cravings will be substantially reduced once you start sticking to water throughout your day. Make sure you get ample water and you are always hydrated.

An average cup of coffee has 95mg of Caffeine.

Another area where people make mistakes is coffee. Coffee may look simple, but once you dig in, all the sugar and cream which is added to it can become a calorie-dense beverage as well. Having it occasionally doesn’t really harm but you don’t want to be tweaked out on caffeine all day and become dependent on it. Drinking your coffee black is a good first step in cutting those inefficient calories down.

Make sure you focus on your meals and the preparation. They should be traditionally cooked foods. Try consuming the least amount of junk food you can and try to eat healthy natural foods. These will be processed by your body much easier. A good rule of thumb is to eat foods that can be made by hand and not processed. In order to build a solid Indian bodybuilding diet, you must first of all give up all kinds of food that are not doing any good to your body and replace them with healthier foods.