Diversifying Your Wealth

We should all diversify our investments over different asset classes. To be truly balanced we must have both traditional investing as well as real estate in our financial portfolios. Real Estate is an excellent vehicle for diversification from your traditional stocks, bonds, and mutual funds and yet there are endless possibilities within the “Real Estate” category itself. Buying Real Estate can be a secure and profitable investment if you take the time to research, get advice from experts, and know your risks and benefits.

During the last bull market in 2004 and 2005 one could invest in any and all types of real estate holdings and create solid returns. Today, Real Estate investing is much more personal and individualized. It is imperative to set your priorities, establish your goals, and have an exit strategy.

Owning real estate is a great way to diversify your portfolio, create tax benefits, and build wealth. Property investing offers several special advantages. Purchases can be highly leveraged, mortgages payments are generally tax deductible, and long term capital gains are a possibility for properties held over one year.

There are four main reasons to buy investment real estate: cash flow, appreciation, depreciation, and principal pay down. Cash flow allows an investor generate monthly income and feel the immediate WIN. Appreciation will create sustained wealth and returns over a longer period of time. On the other hand we must also consider how to incorporate our assets to benefit our tax structure. Depreciation is a reasonable allowance for the wear and tear of your real estate holdings. The final strategy is principal pay down. This allows one to create more equity and cash flow as the principal balanced is paid off.

At Team Investments we believe in education as well as production. One of our most savvy investors named Justin Lucas who played in the National Football League over 6 years took the opportunity to create wealth during his playing years. He balanced his financial portfolio with all aspects of real estate investing as well as securities.

With the introduction of real estate in your financial portfolio we help our clients create abundance through Prosperity Principals**. There are five rules to living prosperously. One of the most important is to take your lazy assets, develop a plan to have your income create assets, and when your assets create income you will always be at the top of your financial game.

**Prosperity Principals written by Tanya Marchiol in bookstores May 2010.

Tanya Marchiol, the founder and president of TEAM Investments, has proven herself adept in the real estate and investment arena. Tanya’s teaches her clients how to generate, grow, and maintain wealth even during economic downturns.  She offers tailored guidance based on 12 years of experience and the individual client’s needs.  With a presence in 43 states, her ability to connect with and reach a wide range of individuals is evident in her client roster, from professional athletes to young professionals; from Phoenix to Atlanta. For more information, visit http://www.TEAMinvestmentsinc.com.

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